to me...game civ4...is my number one favorite game ever...the gameplay+graphic is the best...i had played that game since 2006 but never get bored...only tired:-)
Link To Download Anti Blaxx
Sabtu, 17 Januari 2009
Rabu, 07 Januari 2009
7 step to high rank
It can sometimes take a couple of weeks to get a new domain indexed by Google (even longer to start ranking!). In order to speed up the process of getting your site indexed quickly, even in 24 hours, follow the steps outlined below:
1) Create 5 pages of content
Skip the “under construction” page and write several pages of real content, at least a few paragraphs.
2) Create Internal Links to your Pages
Put the content in a template with a menu structure to make this step easier. You can find free templates at oswd.org and other places, at least to get started. Link to the content through the menu, and if you have a major landing page, link to it from the content of a page or two.
3) Tag on Social Bookmarking Sites
After just a few minutes to create an account with these sites you can submit a link to your site. This gives you an instant way for Google and other search engines to find your site because these social bookmarking sites get visited by the search engine bots (like the Googlebot) quite regularly. A few bookmarking sites to recommend: Del.icio.us, BlinkList, StumbleUpon.com, and Furl. Make sure you tag them with common words, like those you find on their tag clouds (BlinkList has a good one, just scroll down on the page to see it).
4) Comment on popular and recent blogs (with your link)
Find 5 blogs that are fairly popular, relevant to your site, and have a recent blog post (last day or two). Read the post and add a comment that contributes to the discussion, including a link to your site in the URL field.
5) Create, Submit, and Ping your XML Sitemap
You can create a free XML sitemap here then upload the file to your site (just save it as sitemap.xml). Then ping Google with your sitemap by typing in the following URL in your browser, replacing the domain name with your own:
http://google.com/webmasters/sitemap...om/sitemap.xml
Next, create an account with Google Webmaster Central, add your site, and submit your XML sitemap.
6) Install Google Analytics
Add Google Analytics (free) to your site. Don’t forget to verify your site with them to get the data collection started.
7) Run some Google Ads
Create an account with Google Adwords and start running some ads, even if its just for the domain name, company name, or some long tail keywords. Google has to go to your site because of their quality score, which includes “your landing page quality”. Just spend a couple of bucks and it can help jumpstart the indexing.
With these steps, you should see your site indexed fairly quickly. I can’t guarantee the 24 hours, but it is possible. At the very least it will speed up the indexing significantly (from weeks to days). Look for the “googlebot” to visit in your site analytics. Then look for your site to show up with Google by doing a search with the site: operator (for example, site:sphinn.com). Enjoy!
1) Create 5 pages of content
Skip the “under construction” page and write several pages of real content, at least a few paragraphs.
2) Create Internal Links to your Pages
Put the content in a template with a menu structure to make this step easier. You can find free templates at oswd.org and other places, at least to get started. Link to the content through the menu, and if you have a major landing page, link to it from the content of a page or two.
3) Tag on Social Bookmarking Sites
After just a few minutes to create an account with these sites you can submit a link to your site. This gives you an instant way for Google and other search engines to find your site because these social bookmarking sites get visited by the search engine bots (like the Googlebot) quite regularly. A few bookmarking sites to recommend: Del.icio.us, BlinkList, StumbleUpon.com, and Furl. Make sure you tag them with common words, like those you find on their tag clouds (BlinkList has a good one, just scroll down on the page to see it).
4) Comment on popular and recent blogs (with your link)
Find 5 blogs that are fairly popular, relevant to your site, and have a recent blog post (last day or two). Read the post and add a comment that contributes to the discussion, including a link to your site in the URL field.
5) Create, Submit, and Ping your XML Sitemap
You can create a free XML sitemap here then upload the file to your site (just save it as sitemap.xml). Then ping Google with your sitemap by typing in the following URL in your browser, replacing the domain name with your own:
http://google.com/webmasters/sitemap...om/sitemap.xml
Next, create an account with Google Webmaster Central, add your site, and submit your XML sitemap.
6) Install Google Analytics
Add Google Analytics (free) to your site. Don’t forget to verify your site with them to get the data collection started.
7) Run some Google Ads
Create an account with Google Adwords and start running some ads, even if its just for the domain name, company name, or some long tail keywords. Google has to go to your site because of their quality score, which includes “your landing page quality”. Just spend a couple of bucks and it can help jumpstart the indexing.
With these steps, you should see your site indexed fairly quickly. I can’t guarantee the 24 hours, but it is possible. At the very least it will speed up the indexing significantly (from weeks to days). Look for the “googlebot” to visit in your site analytics. Then look for your site to show up with Google by doing a search with the site: operator (for example, site:sphinn.com). Enjoy!
Kamis, 25 Desember 2008
Manual configuration WAP over GPRS
Only GSM Operator Telkomsel @ Indonesia
Connection Name :APN Telkomsel
have a nice try:-)
Connection Name :
• Data Bearer : GPRS
• Access Point Name : telkomsel
• Username : wap
• Prompt Password : No
• Password : wap123
• Authentication :
• Gateway IP address : 10.1.89.130
• Homepage : http://wap.telkomsel.com
• Connection Security : Off
• Session Mode : Permanent
Nokia N-Gage QD
• Choose Menu to get the main menu
• Choose Tools
• Choose Setting
• Choose Connection
• Choose Option
• Choose New Access Point
• Input Parameter sebagai berikut
• Connection Name : WAP over GPRS
• Data Bearer : GPRS
• Access Point Name : telkomsel
• User Name : wap
• Password : wap123
• Prompt Password : No
• Authentication :
• IP Address : 10.1.89.130
• Homepage : http://wap.telkomsel.com
• Connection Security : off
• Session Mode : Permanent
Manual Configuration
Common Parameter
• Connection Name :
• Data Bearer : GPRS
• Access Point Name : mms
• Username : wap
• Prompt Password : No
• Password : wap123
• Authentication :
• Gateway IP address : 10.1.89.150
• Homepage : http://mms.telkomsel.com
• Connection Security : Off
• Session Mode : Permanent
Nokia N-Gage QD
• Choose Menu to get the main menu
• Choose Tools
• Choose Setting
• Choose COnnection
• Choose Option
• Choose New Access Point
• Fill Parameter as
• Connection Name : GPRS
• Data Bearer : GPRS
• Access Point Name : mms
• User Name : wap
• Password : wap123
• Prompt Password : No
• Authentication :
• IP Address : 10.1.89.150
• Homepage : http://mms.telkomsel.com/
• Connection Security : Off
• Session Mode : Permanent
• Back To Main Menu
• Choose Messaging
• Choose Options
• Choose Settings
• Choose Multimedia message
• Fill Parameter as
• Preffered connection : GPRS
• Seconday connection : None
• Multimedia reception : Always on
• On receiving msg. : Retr. immediately
• Allow anon. messages : Yes
• Receive adverts : Yes
• Receive reports : Yes
• Deny report sending : No
• Message validity : Maximum time
• Image size : Small (atau Large)
• Default speaker : Loudspeaker
provider
Telkomsel
Data bearer
GPRS
Access point
mms
user name
wap
pas
****
authentication
normal
gateway ip address
10.1.89.150
web address
connection security
off
have a nice try:-)
You Can use This To Help You
Hi...bro...after searching the huge world web...i found this thing that i already use it to copy my file game (MAFIA 1)from old and very damage (scratch) CD...and it can safe 100% ... just like what it called ... unstopable copier :-)
but i think...this tool can never be using on CD that damage from burning process :-(
so this is the file :
Link 1
Link2
but i think...this tool can never be using on CD that damage from burning process :-(
so this is the file :
Link 1
Link2
Rabu, 17 Desember 2008
Tips Pengganti Tanah : Hydrogel-phonix
Tidak selalu tumbuhan tumbuh di atas tanah. Beberapa medium ternyata bisa menggantikan Soil sebagai wadah hidup. unbeliev? Jika kita sempat mendapatkan pelajaran Biologi saat school dulu, menanam plant di atas kapas adalah contoh dan bukti paling sederhana. 
Nama hydrogel phonix pada dasarnya terdiri dari dua istilah, yaitu hidro dan phonix. Artinya, media tanam alternatif pengganti tanah dan gell yang maksudnya adalah jeli. Berbahan rumput laut, hydrogel phonix new generation ini tak ubahnya dengan jajanan jeli.
but don't be wrong, jeli yang satu ini bukan untuk dimakan, karena benda ini adalah santapan bagi plant. Meski begitu, bahan dasar yang alami, membuat bahan ini safe. Meski termakan sekalipun,kata Budi Irawan, Owner Delon Collection di Surabaya.
Meski bagi sebagian besar pecinta tanaman hias Tanah Air, media ini terkesan unfamiliar, media tanam ini pada dasarnya sudah tak asing lagi di Negara Jepang. Pemanfaatannya bahkan melebihi farmer that using soil. some benefits, like nutrition enrichment, PH balance, dan unique shape, that making farmer from japan choose this thing. Terlebih keuntungannya yang tak memerlukan banyak matahari, membuat mereka kian tertarik akan hydrogel phonix.
Less Water, sunlight, and color additive
Bukan sihir, bukan pula sulap, using hydrogel phonix membuat plant tak lagi menuntut air dan sinar terlalu banyak. Bahkan disarankan, tanaman yang memakai media tanam hydrogel phonix tak perlu disiram sesering mungkin, karena bahan gell yang ada dalam media tanam tersebut sudah mengandung air yang dibutuhkan tanaman.
Meski begitu, kata Budi lagi, water yang tersimpan tak selalu lepas begitu saja. Gell memiliki fungsi sebagai media penampungnya. Media kita memiliki fungsi menyerap air yang efektif. Ini terlihat pada saat kita menyentuhnya. Meski terkesan basah, media ini tak akan meninggalkan bercak air pada saat kita menaruhnya di white paper sekalipun, imbuhnya.
Untuk itulah, jika menggunakan media tanam ini, sebaiknya tidak terlalu sering menyiram. Bahkan supaya efektif, tanaman tak perlu disiram sama sekali. Tak hanya air, sinar matahari yang jadi unsur penting pertumbuhan tanaman juga tak diperlukan dalam penggunaan media tanam ini.
Proses fotosintesis pada dasarnya dilakukan oleh tumbuhan untuk mendapatkan tanaman. Namun jika hal ini sudah terpenuhi oleh media tanam, maka fotosintesis tak begitu diperlukan,ujar Budi.Tapi sebagai proses pembentukan warna daun, sinar memang diperlukan. Untuk itu sinar lampu sudah cukup,tambahnya.
Meski memiliki beberapa jenis warna yang menarik, namun jenis media tanam ini bisa dikatakan bebas dari bahan pewarna. Warna yang dihasilkan dari media ini berasal dari bahan organik. Apabila ada hydrogel phonix fake, untuk mengetesnya cukup dengan menyentuhnya. Jika menggunakan bahan pewarna, warna yang menempel di tangan susah hilang meski sudah dibilas dengan air beberapa kali.
Easy Maintenance And No Dirt
Keunggulan hidrogel phonix adalah clean. Berbeda dengan tanah, hydrogel phonix tak mengakibatkan banyak serpihan. Untuk itu, meski terjatuh pun media ini tak mengotori lingkungan. Di samping itu, meski terkesan basah, media ini tidak akan memberi noda pada kertas putih sekalipun.
Selain itu, penempatan di pot transparan, memberikan kesan bersih dan terawat. Ini bila dibandingkan dengan media tanah. Selain itu, meski dalam bentuk gell, media ini tak disukai oleh serangga. Untuk itu, tanaman bermedia ini akan lebih terawat dan terjaga kebersihannya.
Beautiful Leaf And Flower Like Artificial
Bila dibandingkan dengan tanaman yang tumbuh di atas tanah, tanaman dengan media hydrogel phonix memiliki keuunggulan di strukturnya. Tak jarang, meski kebanyakan orang menyangka media tanam ini like toy, shining leaf sering membuat orang bertanya, apakah tanaman itu real?
like another organism, makin berkualitas bahan makanan yang masuk ke dalam tubuh, maka makin bagus pula efek samping yang akan dihasilkan. Dalam hal ini pertumbuhan organ akan mengalami pertumbuhan yang berkualitas.
Begitu juga dengan tanaman yang memakai media hydrogell phonix. Unsur perkembangan dan makanan yang selalu terpenuhi dan berkualitas, membuat tanaman tumbuh dengan sempurna. Mulai dari color leaf, size of plant yang maksimal sampai bibit yang akan dihasilkan kelak.
Pemenuhan makanan yang rutin dan berkualitas, membuat tanaman tumbuh bagus. Tak jarang mereka tumbuh dengan keindahan laiknya tanaman artificial (bunga palsu), karena bentuknya yang segar dan mengkilap.
Beware To The Fake One!
Beberapa tahun yang lalu, sebenarnya hydrogell phonix sudah pernah ada di Indonesia. Namun khasiatnya yang kurang bagus (dibandingkan tanah) dan efek negatif yang dihasilkan, membuat teknik tanam ini kurang dapat respon positif dari masyarakat.
Sebelum hydrogell phonix dipasarkan sekitar beberapa bulan yang lalu, orang berpendapat, media ini sering membawa masalah. Berjamur dan sering membuat tanaman jadi death adalah beberapa contoh kendala yang sering dihasilkan dari media tanam ini.
Namun lain dulu, lain pula sekarang. Berbahan dasar rumput laut, media hydrogell phonix generasi terbaru lebih aman dan seakan memanjakan tanaman. Meski begitu, seiring maraknya penggunaan hidrogel phonix di masyarakat, membuat banyak orang berusaha mencari keuntungan tanpa memikirkan efek yang akan dihadapi. Beberapa produk berbahan silicon meisalnya. Tak susah untuk mendapatkan hidrogel phonix berbahan ini di pasaran. Meski sepintas memiliki bentuk yang sama, namun dalam hal kualitas, hidrogel phonix jenis ini tidak memberi sedikit pun keuntungan bagi tanaman. Bahkan tanaman sering mati beberapa hari setelah ditanam.
Untuk menghindari bahaya dan dampak dari hidrogel phonix jenis ini, kita dapat membedakan hanya dengan melihatnya. Struktur yang sama, menandakan adanya bantuan pabrik dan bahan kimia. Ini yang pada akhirnya dapat membahayakan tanaman dan beracun,terang Budi. [adi]
http://tabloidgallery.wordpress.com/2007/09/16/hidrogel-phonix/
Nama hydrogel phonix pada dasarnya terdiri dari dua istilah, yaitu hidro dan phonix. Artinya, media tanam alternatif pengganti tanah dan gell yang maksudnya adalah jeli. Berbahan rumput laut, hydrogel phonix new generation ini tak ubahnya dengan jajanan jeli.
but don't be wrong, jeli yang satu ini bukan untuk dimakan, karena benda ini adalah santapan bagi plant. Meski begitu, bahan dasar yang alami, membuat bahan ini safe. Meski termakan sekalipun,kata Budi Irawan, Owner Delon Collection di Surabaya.
Meski bagi sebagian besar pecinta tanaman hias Tanah Air, media ini terkesan unfamiliar, media tanam ini pada dasarnya sudah tak asing lagi di Negara Jepang. Pemanfaatannya bahkan melebihi farmer that using soil. some benefits, like nutrition enrichment, PH balance, dan unique shape, that making farmer from japan choose this thing. Terlebih keuntungannya yang tak memerlukan banyak matahari, membuat mereka kian tertarik akan hydrogel phonix.
Less Water, sunlight, and color additive
Bukan sihir, bukan pula sulap, using hydrogel phonix membuat plant tak lagi menuntut air dan sinar terlalu banyak. Bahkan disarankan, tanaman yang memakai media tanam hydrogel phonix tak perlu disiram sesering mungkin, karena bahan gell yang ada dalam media tanam tersebut sudah mengandung air yang dibutuhkan tanaman.
Meski begitu, kata Budi lagi, water yang tersimpan tak selalu lepas begitu saja. Gell memiliki fungsi sebagai media penampungnya. Media kita memiliki fungsi menyerap air yang efektif. Ini terlihat pada saat kita menyentuhnya. Meski terkesan basah, media ini tak akan meninggalkan bercak air pada saat kita menaruhnya di white paper sekalipun, imbuhnya.
Untuk itulah, jika menggunakan media tanam ini, sebaiknya tidak terlalu sering menyiram. Bahkan supaya efektif, tanaman tak perlu disiram sama sekali. Tak hanya air, sinar matahari yang jadi unsur penting pertumbuhan tanaman juga tak diperlukan dalam penggunaan media tanam ini.
Proses fotosintesis pada dasarnya dilakukan oleh tumbuhan untuk mendapatkan tanaman. Namun jika hal ini sudah terpenuhi oleh media tanam, maka fotosintesis tak begitu diperlukan,ujar Budi.Tapi sebagai proses pembentukan warna daun, sinar memang diperlukan. Untuk itu sinar lampu sudah cukup,tambahnya.
Meski memiliki beberapa jenis warna yang menarik, namun jenis media tanam ini bisa dikatakan bebas dari bahan pewarna. Warna yang dihasilkan dari media ini berasal dari bahan organik. Apabila ada hydrogel phonix fake, untuk mengetesnya cukup dengan menyentuhnya. Jika menggunakan bahan pewarna, warna yang menempel di tangan susah hilang meski sudah dibilas dengan air beberapa kali.
Easy Maintenance And No Dirt
Keunggulan hidrogel phonix adalah clean. Berbeda dengan tanah, hydrogel phonix tak mengakibatkan banyak serpihan. Untuk itu, meski terjatuh pun media ini tak mengotori lingkungan. Di samping itu, meski terkesan basah, media ini tidak akan memberi noda pada kertas putih sekalipun.
Selain itu, penempatan di pot transparan, memberikan kesan bersih dan terawat. Ini bila dibandingkan dengan media tanah. Selain itu, meski dalam bentuk gell, media ini tak disukai oleh serangga. Untuk itu, tanaman bermedia ini akan lebih terawat dan terjaga kebersihannya.
Beautiful Leaf And Flower Like Artificial
Bila dibandingkan dengan tanaman yang tumbuh di atas tanah, tanaman dengan media hydrogel phonix memiliki keuunggulan di strukturnya. Tak jarang, meski kebanyakan orang menyangka media tanam ini like toy, shining leaf sering membuat orang bertanya, apakah tanaman itu real?
like another organism, makin berkualitas bahan makanan yang masuk ke dalam tubuh, maka makin bagus pula efek samping yang akan dihasilkan. Dalam hal ini pertumbuhan organ akan mengalami pertumbuhan yang berkualitas.
Begitu juga dengan tanaman yang memakai media hydrogell phonix. Unsur perkembangan dan makanan yang selalu terpenuhi dan berkualitas, membuat tanaman tumbuh dengan sempurna. Mulai dari color leaf, size of plant yang maksimal sampai bibit yang akan dihasilkan kelak.
Pemenuhan makanan yang rutin dan berkualitas, membuat tanaman tumbuh bagus. Tak jarang mereka tumbuh dengan keindahan laiknya tanaman artificial (bunga palsu), karena bentuknya yang segar dan mengkilap.
Beware To The Fake One!
Beberapa tahun yang lalu, sebenarnya hydrogell phonix sudah pernah ada di Indonesia. Namun khasiatnya yang kurang bagus (dibandingkan tanah) dan efek negatif yang dihasilkan, membuat teknik tanam ini kurang dapat respon positif dari masyarakat.
Sebelum hydrogell phonix dipasarkan sekitar beberapa bulan yang lalu, orang berpendapat, media ini sering membawa masalah. Berjamur dan sering membuat tanaman jadi death adalah beberapa contoh kendala yang sering dihasilkan dari media tanam ini.
Namun lain dulu, lain pula sekarang. Berbahan dasar rumput laut, media hydrogell phonix generasi terbaru lebih aman dan seakan memanjakan tanaman. Meski begitu, seiring maraknya penggunaan hidrogel phonix di masyarakat, membuat banyak orang berusaha mencari keuntungan tanpa memikirkan efek yang akan dihadapi. Beberapa produk berbahan silicon meisalnya. Tak susah untuk mendapatkan hidrogel phonix berbahan ini di pasaran. Meski sepintas memiliki bentuk yang sama, namun dalam hal kualitas, hidrogel phonix jenis ini tidak memberi sedikit pun keuntungan bagi tanaman. Bahkan tanaman sering mati beberapa hari setelah ditanam.
Untuk menghindari bahaya dan dampak dari hidrogel phonix jenis ini, kita dapat membedakan hanya dengan melihatnya. Struktur yang sama, menandakan adanya bantuan pabrik dan bahan kimia. Ini yang pada akhirnya dapat membahayakan tanaman dan beracun,terang Budi. [adi]
http://tabloidgallery.wordpress.com/2007/09/16/hidrogel-phonix/
Civilization 4 Cheat
Civilization 4
CHEATMENÜ:
----------
Submitted by: Robert-Michael
Go to the Civ4 game directory and open Civ4Config.
Go to line:
CheatCode = 0 and change it to CheatCode = chipotle
That will enable the cheat-dialog by pressing [SHIFT]+T. From
this dialog you can alter amount of Gold and level of technology for
players in the game.
HexCheat:
---------
Submitted by: Haspa
Go to the Civ4 game directory and open Civ4Config.
Go to line:
CheatCode = 0 and change it to CheatCode = chipotle
Open up a game and hit the "~". The console will open
and type in "help". A list of all the cheats will appear.
Heres an example of using a cheat.
Player.setGold 0 100000
Cheat Codes:
------------
Note: This procedure involves editing a game file; create a backup copy of the file
before proceeding. Use a text editor to edit the "civ4config" file in the game folder.
Change the "CheatCode = 0" line to "CheatCode = chipotle". Press ~ during game play to
display the console window. Enter one of the following codes to activate the cheat
unction.
Result Code
------------------------------------------------------
Display all console window codes - help
Stop music - Sound.noMusic
Reload audio scripts - Sound.reload
Stop Soundscape from playing - Sound.stopSoundScape
Play sound - AS2D, AS3D, ASSS - Sound.play string [filename]
Finds entities with black emissivity - Graphics.FindBlackPlotsAndCities
Hide attachables - Graphics.HideAttachables
Force light update on all entities - Graphics.ForceLightingUpdate
Rebuild terrain and lighting - Graphics.ReBuildTerrain
Set Hill scale - Graphics.SetHillScale [floating number]
Set Peak scale - Graphics.SetPeakScale [floating number]
Set water plane height - Graphics.setWaterHeight [floating number]
Set render depth for quad tree - Graphics.quadTreeDepth [integer]
Toggle water - Graphics.toggleWater
Display terrain - Graphics.displayTerrain bool bOn
Toggle grids - Graphics.toggleGridMode
Dump texture palette - Graphics.showTexturePalette
Set texturing - Graphics.setTextureMode bool bOn
Set wireframe - Graphics.setWireframe bool bOn
Morph the globeview count times. - Profile.morphGlobe [integer]
Rebuild city indicated number of times - Profile.rebuildCity [x coordinate],
[y coordinate], [integer]
Rebuild plot indicated number of times - Profile.rebuildPlot [x coordinate],
[y coordinate], [integer]
Dump animation information to debugging window - Profile.dumpAnimLog
Set minimum time to capture spikes; set to 0
to disable spikelock - Profile.setSpikeThreshold [milliseconds]
Dump console command history Console.History
Writes HTML documentation for the current
console commands - Console.CreateDocumentation [filename]
Clear the console - Console.Clear
Display current logging status - Log.status
Toggle logging - Log.toggle
Clear the log file - Log.clear
Erase units and cities from map - Map.empty
Fill map with units and cities for performance
testing - Map.fill
Replot Goodies - Map.generateGoodies
Replot Bonuses - Map.generateBonuses
Replot Features - Map.generateFeatures
Replot Rivers - Map.generateRivers
Erase Rivers, Features, Bonuses and Goodies - Map.eraseGameElements
Replace Rivers, Features, Bonuses and Goodie - Map.replaceGameElements
Change the active landscape info - Map.setActiveLandscapeID [landscape number]
Erase all plots - Map.erasePlots
Reload Game Text xml files - Xml.reloadGameText
Reload Civ4TerrainSettings.xml - Xml.reloadLandscapeInfo
Reload Civ4ArtDefines.xml - Xml.reloadArtDefines
Toggle output of texture loads/accesses
to debug output - Game.toggleTextureAccessInfo
Force AI to play for indicated number of turns - Game.AIPlay [integer]
Create sequences associated with the selected
unit - Game.createSelectedUnitKFs
Free sequences associated with the selected - Game.freeSelectedUnitKFs
Save WorldBuilder save description file - Game.saveWorldBuilderSave [filename]
Toggle Animation Test Tool - Game.toggleAnimationTest
Show GFC directory chooser - Game.gfcDirChooser
Show GFC file dlg window - Game.gfcfiledlg
Show GFC test popup - Game.testGFC [integer]
Show test popup - Game.testFont bool bEnable
Show the Python test popup - Game.testPythonPopup
Show test popup - Game.testPopup
Scroll to the bottom - Game.scrollBottom
Scroll to the top - Game.scrollTop
Clear the listbox below - Game.clear
Display the help popup - Game.helpScreen
Toggle debug mode - Game.toggleDebugMode
Debugging - Game.showWBPalette bool bCreate
Compute md5 checksum for directory tree - App.calcFolderChechsum [directory]
Set debugging value - App.setMooseDbg2 [integer]
Set debugging value - App.setMooseDbg1 [integer]
TGA full screen shot in .ScreenShot directory;
requires "AllowScreenShots=1" in ini. - App.takeFullScreenShot
TGA screen shot in .ScreenShot directory;
requires "AllowScreenShots=1" in ini. - App.takeScreenShot
Set maximum frame rate; 0 to disable - App.setMaxFrameRate [floating number]
Update existing value in the ini file - App.setIniFile [group key], [key], [value]
Crash game - App.crash
Return the application link time - App.getBuildTime
Test player unit iteration - Player.testUnitIter [integer]
Change players gold; 0 is active player - Player.changeGold [player number], [gold]
Set players gold; 0 is active player - Player.setGold [player number], [gold]
City editor:
------------
Highlight a city, then press [Ctrl] + [Alt] + Left Mouse Button.
Hint:
-----
Submitted by: michael
When playing, and after activating the Game.toggleDebugMode cheat,
if you press + the technology that you were working towards will be finished.
Carrying out multiple tasks:
----------------------------
You can order your great persons to carry out multiple tasks the same way you can order
your workers by holding [Shift]. For example, you can order your great scientist to
join the city as a specialist ten times, get some techs, and finally build an academy
all that with only one scientist.
Don’t Sweat the Small Stuff:
----------------------------
Hardcore strategy gamers will sometimes want to control every tiny aspect of building
up their empire. If this detail-oriented style of play does not suit you, remember to
use the game’s built-in automation. The computer can be set to handle menial tasks
like border defense or assigning labor units to deal with minor repairs, leaving you
to deal with the only the grandest, big ticket projects.
One Civilization Under God:
---------------------------
You can soften resistance at the edges of your domain by making sure that you and your
neighbors share the same religion. Build cities in line with nearby religions, or try
to convince other societies to adopt your chosen beliefs. The religion feature in
Civilization IV is new, and won’t affect the entire game, but it can be used as an
extra tool to shape your diplomatic efforts.
Debug mode commands:
--------------------
Use the following commands after enabling the Game.toggleDebugMode code.
Result Command
-------------------------------------------------------
World editor - [Ctrl] + W
Decrease highlighted unit's strength by 0.2 - [Shift] + [
Increase highlighted unit's strength by 0.2 - [Shift] + ]
Increase gold by 1000 - [Ctrl] + 4
Display debug menu - [Ctrl] + D
Insert unit/city - [Ctrl] + [Shift] + Left Mouse Button
Increase highlighted city's population by 1 - [Shift] + [Plus]
Increase highlighted city's culture by 10 - [Ctrl] + [Plus]
Instant production completion for highlighted - [Plus]
Level up highlighted unit - [Ctrl] + [Plus]
Hint:
-----
Submitted by: Brian Sebetic
Just hit escape while playing and go to World builder. You can do a lot of damage...
Hex Cheat:
----------
Submitted by: aashka
Forget Cheat Codes...if winning is your only aim then read further
-Open civEd or civ4Ed document(which is an edit document)
-Go to Tools
-Unclick 'Use Default Rules'
-Go to Rules/Edit/Civilizations
-Select Units in civilizations window
-Select Unit Type and Change 'Available to' (your civilization's name)..do this according
to your liking,other civilizations won't be able to produce more than warriors if you
unselect all units to just your civ
-Change a few other rules if you want...n don't forget to save the changes made!!
-Now play any mode,you would win in even deity mode.
Senin, 17 November 2008
Equity Loan : What and How It's Works
A home-equity loan, also known as a second mortgage, lets homeowners borrow money by leveraging the equity in their homes. Home-equity loans exploded in popularity in 1996 as they provided a way for consumers to somewhat circumvent that year's tax changes, which eliminated deductions for the interest on most consumer purchases. With a home-equity loan, homeowners can borrow up to $100,000 and still deduct all of the interest when they file their tax returns. Here we go over how these loans work and how they may pose both benefits and pitfalls.
Two Types of Home-Equity Loans Home equity loans come in two varieties - fixed-rate loans and lines of credit - and both types are available with terms that generally range from five to 15 years. Another similarity is that both types of loans must be repaid in full if the home on which they are borrowed is sold.
Benefits for Lenders Home-equity loans are a dream come true for a lender, who, after earning interest and fees on the borrower's initial mortgage, earns even more interest and fees. If the borrower defaults, the lender gets to keep all the money earned on the initial mortgage and all the money earned on the home-equity loan; plus the lender gets to repossess the property, sell it again and restart the cycle with the next borrower. From a business-model perspective, it's tough to think of a more attractive arrangement.
The Right Way to Use a Home-Equity Loan Home-equity loans can be valuable tools for responsible borrowers. If you have a steady, reliable source of income and know that you will be able to repay the loan, its low interest rate and tax deductibility of paid interest makes it a sensible alternative. Fixed-rate home-equity loans can help cover the cost of a single, large purchase, such a new roof on your home or an unexpected medical bill. And the HELOC provides a convenient way to cover short-term, recurring costs, such as the quarterly tuition for a four-year degree at a college.
Recognizing Pitfalls The main pitfall associated with home-equity loans is that they sometimes seem to be an easy solution for a borrower who may have fallen into a perpetual cycle of spending, borrowing, spending and sinking deeper into debt. Unfortunately, this scenario is so common the lenders have a term for it: reloading, which is basically the habit of taking a loan in order to pay off existing debt and free up additional credit, which the borrower then uses to make additional purchases.
Reloading leads to a spiraling cycle of debt that often convinces borrowers to turn to home-equity loans offering an amount worth 125% of the equity in the borrower's house. This type of loan often comes with higher fees because, as the borrower has taken out more money than the house is worth, the loan is not secured by collateral. Furthermore, the interest paid on the portion of the loan that is above the value of the home is not tax deductible.
If you are contemplating a loan that is worth more than your home, it might be time for a reality check. Were you unable to live within your means when you owed only 100% of the value of your home? If so, it will likely be unrealistic to expect that you'll be better off when you increase your debt by 25%, plus interest and fees. This could become a slippery slope to bankruptcy.
Another pitfall may arise when homeowners take out a home-equity loan to finance home improvements. While remodeling the kitchen or bathroom generally adds value to a house, improvements such as a swimming pool may be worth more in the eyes of the homeowner than the market determining the resale value. If you're going into debt to make cosmetic changes to your house, try to determine whether the changes add enough value to cover their costs.
Paying for a child's college education is another popular reason for taking out home-equity loans. If, however, the borrowers are nearing retirement, they do need to determine how the loan may affect their ability to accomplish their goals. It may be wise for near-retirement borrowers to seek out other options with their children.
Should You Tap the Equity in Your Home? Food, clothing and shelter are life's basic necessities, but only shelter can be leveraged for cash. Despite the risk involved, it is easy to be tempted into using home equity to splurge on expensive luxuries. To avoid the pitfalls of reloading, conduct a careful review of your financial situation before you borrow against your home. Make sure that you understand the terms of the loan and have the means to make the payments without compromising other bills and comfortably repay the debt on or before its due date.
| |
Fixed-Rate Loans
Fixed-rate loan provide a single, lump-sum payment to the borrower, which is repaid over a set period of time at an agreed-upon interest rate. The payment and interest rate remain the same over the lifetime of the loan.
Home-Equity Line of CreditBenefits for Consumers Home-equity loans provide an easy source of cash. The interest rate on a home-equity loan - although higher than that of a first mortgage - is much lower than on credit cards and other consumer loans. As such, the number-one reason consumers borrow against the value of their homes via a fixed-rate home equity loan is to pay off credit card balances (according to bankrate.com). Interest paid on a home-equity loan is also tax deductible, as we noted earlier. So, by consolidating debt with the home-equity loan, consumers get a single payment, a lower interest rate and tax benefits.
A home-equity line of credit (HELOC) is a variable-rate loan that works much like a credit card and, in fact, sometimes comes with one. Borrowers are pre-approved for a certain spending limit and can withdraw money when they need it via a credit card or special checks. Monthly payments vary based on the amount of money borrowed and the current interest rate. Like fixed-rate loans, the HELOC has a set term. When the end of the term is reached, the outstanding loan amount must be repaid in full.
Benefits for Lenders Home-equity loans are a dream come true for a lender, who, after earning interest and fees on the borrower's initial mortgage, earns even more interest and fees. If the borrower defaults, the lender gets to keep all the money earned on the initial mortgage and all the money earned on the home-equity loan; plus the lender gets to repossess the property, sell it again and restart the cycle with the next borrower. From a business-model perspective, it's tough to think of a more attractive arrangement.
The Right Way to Use a Home-Equity Loan Home-equity loans can be valuable tools for responsible borrowers. If you have a steady, reliable source of income and know that you will be able to repay the loan, its low interest rate and tax deductibility of paid interest makes it a sensible alternative. Fixed-rate home-equity loans can help cover the cost of a single, large purchase, such a new roof on your home or an unexpected medical bill. And the HELOC provides a convenient way to cover short-term, recurring costs, such as the quarterly tuition for a four-year degree at a college.
Recognizing Pitfalls The main pitfall associated with home-equity loans is that they sometimes seem to be an easy solution for a borrower who may have fallen into a perpetual cycle of spending, borrowing, spending and sinking deeper into debt. Unfortunately, this scenario is so common the lenders have a term for it: reloading, which is basically the habit of taking a loan in order to pay off existing debt and free up additional credit, which the borrower then uses to make additional purchases.
Reloading leads to a spiraling cycle of debt that often convinces borrowers to turn to home-equity loans offering an amount worth 125% of the equity in the borrower's house. This type of loan often comes with higher fees because, as the borrower has taken out more money than the house is worth, the loan is not secured by collateral. Furthermore, the interest paid on the portion of the loan that is above the value of the home is not tax deductible.
If you are contemplating a loan that is worth more than your home, it might be time for a reality check. Were you unable to live within your means when you owed only 100% of the value of your home? If so, it will likely be unrealistic to expect that you'll be better off when you increase your debt by 25%, plus interest and fees. This could become a slippery slope to bankruptcy.
Another pitfall may arise when homeowners take out a home-equity loan to finance home improvements. While remodeling the kitchen or bathroom generally adds value to a house, improvements such as a swimming pool may be worth more in the eyes of the homeowner than the market determining the resale value. If you're going into debt to make cosmetic changes to your house, try to determine whether the changes add enough value to cover their costs.
Paying for a child's college education is another popular reason for taking out home-equity loans. If, however, the borrowers are nearing retirement, they do need to determine how the loan may affect their ability to accomplish their goals. It may be wise for near-retirement borrowers to seek out other options with their children.
Should You Tap the Equity in Your Home? Food, clothing and shelter are life's basic necessities, but only shelter can be leveraged for cash. Despite the risk involved, it is easy to be tempted into using home equity to splurge on expensive luxuries. To avoid the pitfalls of reloading, conduct a careful review of your financial situation before you borrow against your home. Make sure that you understand the terms of the loan and have the means to make the payments without compromising other bills and comfortably repay the debt on or before its due date.
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